Do You Believe?

We live in a great country. We have a great economy…that works….we have faced tough times in the past…and we have risen to the occasion…overcome the tough times… …always come out better than before…..what do you believe?…

The American Dream
Home ownership….it remains a big part of the American dream…and a big part of what makes our country great. We love our homes…for all the great memories created there and the security our home provides.

Don’t attack the dream...

There has been a lot of news recently about real estate and the financial institutions that provide loans and mortgages. Most of the news is pretty ugly.

So….what is the story? The bad (ugly) and the good (American dream).

The bad (ugly) in the real estate world...
Values have dropped in many areas of the country. ( 2nd time in last 40 years this has happened).

Foreclosures are high. (highest levels ever)

The news is full of ugly stories about real estate and financial institutions (Banks).

The good….the American Dream…

Emotionally there is nothing we can purchase that gives us the memories (Christmas, Birthdays, Summer fun) and pride that a home can. Nothing.

Practically speaking a home is one of the best investments that can be made. Historically, over the long term, homes appreciate more than the stock market or most any other investments And, the tax benefits (interest deduction) can be significant. Plus… you can live in it……How many investments can you make that you can also live in? The perfect investment….